{"id":24,"date":"2023-09-21T17:04:17","date_gmt":"2023-09-21T17:04:17","guid":{"rendered":"https:\/\/wicalc.com\/home-2\/"},"modified":"2026-10-01T00:51:35","modified_gmt":"2026-10-01T05:51:35","slug":"home","status":"publish","type":"page","link":"https:\/\/www.wiscalc.com\/","title":{"rendered":"Home"},"content":{"rendered":"\n<div id=\"home\" class=\"wrs-hero alignfull\">\n<style>\n.wrs-hero{background:var(--ast-global-color-4)}\n.wrs-hero .wrs-hero-inner{max-width:1200px;margin:0 auto;padding:56px 40px 64px}\n.wrs-hero h1{margin:0 auto 16px;font-size:42px;line-height:1.15;font-weight:800;letter-spacing:-.01em;max-width:900px;text-align:center;color:var(--ast-global-color-0)}\n.wrs-hero-sub{margin:0 auto 16px;font-size:18px;line-height:1.55;color:var(--ast-global-color-1);max-width:640px; text-align:center;}\n.wrs-hero-cta{display:inline-flex;align-items:center;background:var(--ast-global-color-1);color:var(--ast-global-color-5)!important;text-decoration:none;font-weight:600;font-size:15px;padding:13px 26px;border-radius:8px;margin-bottom:16px;transition:filter .15s ease}\n.wrs-hero-cta:hover{filter:brightness(0.88)}\n.wrs-hero-trust{display:flex;align-items:center;gap:9px;font-size:14px;color:var(--ast-global-color-1);margin-top:4px}\n.wrs-hero-cards{display:flex;gap:24px;margin-top:40px;flex-wrap:wrap}\n.wrs-card{flex:1 1 300px;display:flex;flex-direction:column;gap:14px;text-decoration:none!important;color:inherit;background:var(--ast-global-color-5);border:1px solid color-mix(in srgb, var(--ast-global-color-0) 15%, transparent);border-radius:16px;padding:26px;transition:box-shadow .15s ease,border-color .15s ease,transform .15s ease}\n.wrs-card:hover{box-shadow:0 12px 28px color-mix(in srgb, var(--ast-global-color-0) 18%, transparent);border-color:color-mix(in srgb, var(--ast-global-color-0) 28%, transparent);transform:translateY(-2px)}\n.wrs-card-eyebrow{font-size:11px;font-weight:700;letter-spacing:.08em;color:var(--ast-global-color-1);text-transform:uppercase;margin-bottom:6px}\n.wrs-card-title{font-size:19px;font-weight:700;margin-bottom:4px;color:var(--ast-global-color-0)}\n.wrs-card-meta{font-size:13.5px;color:var(--ast-global-color-1)}\n.wrs-card-figure{display:flex;align-items:baseline;gap:7px}\n.wrs-card-figure .num{font-size:28px;font-weight:800;letter-spacing:-.01em;color:var(--ast-global-color-0)}\n.wrs-card-figure .unit{font-size:14px;color:var(--ast-global-color-1)}\n.wrs-card-link{margin-top:auto;padding-top:2px;font-size:14px;font-weight:600}\n.wrs-chart-axis{fill:var(--ast-global-color-1)}\n.wrs-chart-baseline{stroke:color-mix(in srgb, var(--ast-global-color-0) 15%, transparent)}\n.wrs-cta-bar{margin:40px 0 0;padding:24px 28px;background:var(--ast-global-color-5);border:1px solid color-mix(in srgb, var(--ast-global-color-0) 15%, transparent);border-radius:14px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}\n.wrs-cta-bar-text b{display:block;font-size:16px;font-weight:700;margin-bottom:3px;color:var(--ast-global-color-0)}\n.wrs-cta-bar-text span{font-size:14px;color:var(--ast-global-color-1)}\n.wrs-cta-secondary{border:1.5px solid var(--ast-global-color-1);color:var(--ast-global-color-1)!important;text-decoration:none;font-weight:600;font-size:15px;padding:11px 20px;border-radius:8px;white-space:nowrap;transition:background .15s ease}\n.wrs-cta-secondary:hover{background:color-mix(in srgb, var(--ast-global-color-1) 12%, transparent)}\n@media (max-width:780px){\n  .wrs-hero h1{font-size:32px}\n  .wrs-hero-inner{padding:40px 20px 48px}\n  .wrs-hero-cards{flex-direction:column}\n  .wrs-cta-bar{flex-direction:column;align-items:flex-start}\n}\n<\/style>\n<div class=\"wrs-hero-inner\">\n  <h1>Chart Your Retirement Journey<\/h1>\n  <p class=\"wrs-hero-sub\">A visual guide to your Wisconsin Retirement System benefits \u2014 pick a fictional career path below or fill out a single form to project your own path.<\/p>\n\n  <div class=\"wrs-hero-cards\">\n    <a href=\"\/results#_i=iiW3EQAdWeBOunpnX3lqUHRvVXNsSGp4D217cGiZQWd4QmJ_nWiZvqIC&amp;int=a&amp;ss=1&amp;opt=annuitantsLife&amp;ta=67&amp;wa=67&amp;sgr=0&amp;mc=0&amp;acgr=800&amp;cir=0\" class=\"wrs-card\">\n      <div>\n        <div class=\"wrs-card-eyebrow\">Illustrative example<\/div>\n        <div class=\"wrs-card-title\">Barbara Howard<\/div>\n        <div class=\"wrs-card-meta\">Milwaukee teacher \u00b7 retiring at 67 \u00b7 Annuitant&#8217;s Life option<\/div>\n      <\/div>\n      <svg viewBox=\"0 0 300 130\" width=\"100%\" height=\"130\" preserveAspectRatio=\"none\">\n        <line x1=\"20\" y1=\"112\" x2=\"280\" y2=\"112\" class=\"wrs-chart-baseline\" stroke-width=\"1\"><\/line>\n        <path d=\"M20,100 L85,78.5 L150,64.3 L215,45.8 L280,20 L280,112 L20,112 Z\" fill=\"rgba(42,120,214,0.10)\"><\/path>\n        <path d=\"M20,100 L85,78.5 L150,64.3 L215,45.8 L280,20\" fill=\"none\" stroke=\"#2a78d6\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n        <circle cx=\"280\" cy=\"20\" r=\"5\" fill=\"#2a78d6\" stroke=\"var(--ast-global-color-5)\" stroke-width=\"2\"><\/circle>\n        <text x=\"20\" y=\"126\" font-size=\"10.5\" class=\"wrs-chart-axis\">Age 60<\/text>\n        <text x=\"280\" y=\"126\" font-size=\"10.5\" class=\"wrs-chart-axis\" text-anchor=\"end\">Age 67<\/text>\n      <\/svg>\n      <div class=\"wrs-card-figure\"><span class=\"num\">$52,600<\/span><span class=\"unit\">\/yr at 67<\/span><\/div>\n      <div class=\"wrs-card-link\" style=\"color:#2a78d6\">See full breakdown \u2192<\/div>\n    <\/a>\n\n    <a href=\"\/results#_i=WX1Z8g7AvP7u13R0L6u3UXuysH2xrWSoCmOrRWZEpGmlp2yie7J8sH8C&amp;int=a&amp;ss=1&amp;opt=annuitantsLife&amp;ta=55&amp;wa=67&amp;sgr=0&amp;mc=0&amp;acgr=800&amp;cir=0\" class=\"wrs-card\">\n      <div>\n        <div class=\"wrs-card-eyebrow\">Illustrative example<\/div>\n        <div class=\"wrs-card-title\">Leslie Knope<\/div>\n        <div class=\"wrs-card-meta\">Oshkosh Parks Dept \u00b7 retiring at 55 \u00b7 benefits begin at 67<\/div>\n      <\/div>\n      <svg viewBox=\"0 0 300 130\" width=\"100%\" height=\"130\" preserveAspectRatio=\"none\">\n        <line x1=\"20\" y1=\"112\" x2=\"280\" y2=\"112\" class=\"wrs-chart-baseline\" stroke-width=\"1\"><\/line>\n        <path d=\"M20,100 L85,75.7 L150,60.5 L215,45.9 L280,20 L280,112 L20,112 Z\" fill=\"rgba(235,104,52,0.10)\"><\/path>\n        <path d=\"M20,100 L85,75.7 L150,60.5 L215,45.9 L280,20\" fill=\"none\" stroke=\"#eb6834\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n        <circle cx=\"280\" cy=\"20\" r=\"5\" fill=\"#eb6834\" stroke=\"var(--ast-global-color-5)\" stroke-width=\"2\"><\/circle>\n        <text x=\"20\" y=\"126\" font-size=\"10.5\" class=\"wrs-chart-axis\">Age 55<\/text>\n        <text x=\"280\" y=\"126\" font-size=\"10.5\" class=\"wrs-chart-axis\" text-anchor=\"end\">Age 67<\/text>\n      <\/svg>\n      <div class=\"wrs-card-figure\"><span class=\"num\">$34,600<\/span><span class=\"unit\">\/yr at 67<\/span><\/div>\n      <div class=\"wrs-card-link\" style=\"color:#eb6834\">See full breakdown \u2192<\/div>\n    <\/a>\n\n    <a href=\"\/results#_i=230cVC-SNfWnFlXoM1blPFvgOVzjJUT1L0kVIEf6LUv38Zv1kS0C&amp;int=a&amp;ss=0&amp;opt=survivor100&amp;ta=55&amp;wa=62&amp;sgr=0&amp;mc=0&amp;acgr=800&amp;cir=0\" class=\"wrs-card\">\n      <div>\n        <div class=\"wrs-card-eyebrow\">Illustrative example<\/div>\n        <div class=\"wrs-card-title\">Jake Peralta<\/div>\n        <div class=\"wrs-card-meta\">Madison detective \u00b7 retiring at 55 \u00b7 benefits begin at 62 \u00b7 100% Survivor option<\/div>\n      <\/div>\n      <svg viewBox=\"0 0 300 130\" width=\"100%\" height=\"130\" preserveAspectRatio=\"none\">\n        <line x1=\"20\" y1=\"112\" x2=\"280\" y2=\"112\" class=\"wrs-chart-baseline\" stroke-width=\"1\"><\/line>\n        <path d=\"M20,100 L85,74.8 L150,54.9 L215,43.4 L280,20 L280,112 L20,112 Z\" fill=\"rgba(27,175,122,0.10)\"><\/path>\n        <path d=\"M20,100 L85,74.8 L150,54.9 L215,43.4 L280,20\" fill=\"none\" stroke=\"#1baf7a\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n        <circle cx=\"280\" cy=\"20\" r=\"5\" fill=\"#1baf7a\" stroke=\"var(--ast-global-color-5)\" stroke-width=\"2\"><\/circle>\n        <text x=\"20\" y=\"126\" font-size=\"10.5\" class=\"wrs-chart-axis\">Age 55<\/text>\n        <text x=\"280\" y=\"126\" font-size=\"10.5\" class=\"wrs-chart-axis\" text-anchor=\"end\">Age 62<\/text>\n      <\/svg>\n      <div class=\"wrs-card-figure\"><span class=\"num\">$60,200<\/span><span class=\"unit\">\/yr at 62<\/span><\/div>\n      <div class=\"wrs-card-link\" style=\"color:#1baf7a\">See full breakdown \u2192<\/div>\n    <\/a>\n  <\/div>\n\n  <div class=\"wrs-cta-bar\">\n    <div class=\"wrs-cta-bar-text\"><b>Want your real numbers?<\/b><span>Answer a few questions about your career and salary \u2014 takes about 3 minutes.<\/span><\/div>\n    <a href=\"#calculator\" class=\"wrs-cta-secondary\">Build Your Own Scenario \u2192<\/a>\n  <\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"calculator\" class=\"wp-block-uagb-container uagb-block-b1ace72d alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h2 class=\"wp-block-heading has-text-align-center\">Visualize Your Retirement<\/h2>\n\n\n\n<app-root><\/app-root>\n<\/div><\/div>\n\n\n\n<div id=\"features\" class=\"wp-block-uagb-container uagb-block-b9599a8b alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-68367e7e uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><span class=\"uagb-ifb-title-prefix\">Smart Retirement Planning<\/span><h2 class=\"uagb-ifb-title\">Maximize Your Lifetime Income <\/h2><\/div><p class=\"uagb-ifb-desc\">The tools you need to help you plan for a comfortable retirement.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-6d16edf9\">\n<div class=\"wp-block-uagb-container uagb-block-41843cde\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-d1b92132\"><h5 class=\"uagb-heading-text\">Employment Duration<\/h5><p class=\"uagb-desc-text\">Determine the impact of your employment length on your retirement income.<\/p><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-3ac361bb\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-2c501a49\"><h5 class=\"uagb-heading-text\">Salary Increases<\/h5><p class=\"uagb-desc-text\">Calculate the difference in your pension with potential salary growth.<\/p><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-fb582b32\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-0af807de\"><h5 class=\"uagb-heading-text\">Voluntary Contributions<\/h5><p class=\"uagb-desc-text\">Explore how additional contributions can enhance your retirement savings.<\/p><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b556aada\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-600df38d\"><h5 class=\"uagb-heading-text\">Best-funded Pension<\/h5><p class=\"uagb-desc-text\">Enjoy the peace of mind of belonging to the healthiest state pension in the US.<\/p><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-9fe4a445\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-e823dda9\"><h5 class=\"uagb-heading-text\">Visualized Choices<\/h5><p class=\"uagb-desc-text\">Demystify your Wisconsin Retirement System benefits with easy to understand charts.<\/p><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-91f90654\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-96dc1b1a\"><h5 class=\"uagb-heading-text\">Privacy Focused<\/h5><p class=\"uagb-desc-text\">We don&#8217;t use any cookies or track anything. Your private information never leaves your device.<\/p><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-f8b7ccd4 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-720795e9 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><span class=\"uagb-ifb-title-prefix\">Wisconsin Retirement System<\/span><h2 class=\"uagb-ifb-title\">Navigate Your Retirement Journey<\/h2><\/div><p class=\"uagb-ifb-desc\">Make the most of your retirement with the renowned Wisconsin Retirement System.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-c628daa5\">\n<div class=\"wp-block-uagb-container uagb-block-a6b29634\">\n<div class=\"wp-block-uagb-info-box uagb-block-576aeac9 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><span class=\"uagb-ifb-title-prefix\"><em>Live Long &amp; Prosper<\/em><\/span><h3 class=\"uagb-ifb-title\">Retire Happy<\/h3><\/div><p class=\"uagb-ifb-desc\">Studies show that those who retire with guaranteed income live longer happier lives, even compared to those with a lifetimes savings of comparable value.<sup data-fn=\"ce56d0f9-0da7-416a-b9f2-ea0055ceafb0\" class=\"fn\"><a href=\"#ce56d0f9-0da7-416a-b9f2-ea0055ceafb0\" id=\"ce56d0f9-0da7-416a-b9f2-ea0055ceafb0-link\">1<\/a><\/sup><sup data-fn=\"be8b160f-f757-4abb-a483-33fd41787727\" class=\"fn\"><a href=\"#be8b160f-f757-4abb-a483-33fd41787727\" id=\"be8b160f-f757-4abb-a483-33fd41787727-link\">2<\/a><\/sup><\/p><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-7936cd4c\">\n<div class=\"wp-block-uagb-image alignleft uagb-block-f6610516 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-left\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/www.wiscalc.com\/wp-content\/uploads\/2024\/01\/pexels-photo-1876045-scaled-1-576x1024.jpeg\" alt=\"Person Standing Outside The House\" class=\"uag-image-268\" width=\"600\" height=\"450\" title=\"pexels-photo-1876045\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-d1742266\">\n<div class=\"wp-block-uagb-container uagb-block-7d307ea3\">\n<div class=\"wp-block-uagb-image alignleft uagb-block-ab9c7439 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-left\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/www.wiscalc.com\/wp-content\/uploads\/2024\/01\/pexels-photo-6963055-scaled-1-683x1024.jpeg\" alt=\"A Laptop and Calculator on a Wooden Table\" class=\"uag-image-270\" width=\"600\" height=\"450\" title=\"pexels-photo-6963055\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-6b8ef249\">\n<div class=\"wp-block-uagb-info-box uagb-block-4961ad6a uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><span class=\"uagb-ifb-title-prefix\"><em>Don&#8217;t Worry, Be Happy<\/em><\/span><h3 class=\"uagb-ifb-title\">Spend more, Worry less<\/h3><\/div><p class=\"uagb-ifb-desc\">You&#8217;ve spent a lifetime living according to a budget constrained by your income. With retirement income, your lifetime of good financial habits continue to pay dividends. People with retirement income take more vacations and worry less about their finances.<sup data-fn=\"ffe214e2-a0d8-4569-97d9-00ec19e827b0\" class=\"fn\"><a href=\"#ffe214e2-a0d8-4569-97d9-00ec19e827b0\" id=\"ffe214e2-a0d8-4569-97d9-00ec19e827b0-link\">3<\/a><\/sup><\/p><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"project\" class=\"wp-block-uagb-container uagb-block-25ea9fc8 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-28cf4f9f\">\n<div class=\"wp-block-uagb-info-box uagb-block-10143758 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title\">About This Project<\/h2><\/div><p class=\"uagb-ifb-desc\">This retirement calculator was meticulously designed and developed with the specific needs of WRS enrollees in mind. As a resident of Wisconsin and an enthusiast in financial planning, I&#8217;ve poured my expertise and personal insights into ensuring that this tool provides accurate and valuable guidance for those navigating their retirement options. <br><br>My hope is that it serves as a helpful resource in your career and retirement planning journey. Your feedback and suggestions are always welcome as I strive to make this tool as user-friendly and informative as possible. <\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-23ecc813\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-58390e4f wp-block-button\" id=\"mailto:wisconsincalc@gmail.com\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"mailto:wisconsincalc@gmail.com\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Contact<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-f952571d\">\n<div class=\"wp-block-uagb-image alignleft uagb-block-ab4de436 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-left\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/www.wiscalc.com\/wp-content\/uploads\/2024\/03\/16190450844_8484927c69_o-1024x677.jpg\" alt=\"\" class=\"uag-image-391\" width=\"600\" height=\"450\" title=\"16190450844_8484927c69_o\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<ol class=\"wp-block-footnotes has-small-font-size\"><li id=\"ce56d0f9-0da7-416a-b9f2-ea0055ceafb0\">Constantijn, W. A. Panis (2004). <a href=\"https:\/\/www.aacg.com\/wp-content\/uploads\/2014\/09\/2004-Annuities-and-Retirement-Well-Being.pdf\">Annuities and Retirement Well-Being<\/a>. In <em>Pension Design and Structure: New Lessons from Behavioral Finance<\/em> (p. 259). Oxford University Press. <a href=\"#ce56d0f9-0da7-416a-b9f2-ea0055ceafb0-link\" aria-label=\"Jump to footnote reference 1\">\u21a9\ufe0e<\/a><\/li><li id=\"be8b160f-f757-4abb-a483-33fd41787727\">Larrain, B., Previtero, A., &amp; Severino, F. (2026). <em>The effect of annuities on longevity<\/em> (NBER Working Paper No. 35082). National Bureau of Economic Research. <a href=\"https:\/\/doi.org\/10.3386\/w35082\">https:\/\/doi.org\/10.3386\/w35082<\/a> <a href=\"#be8b160f-f757-4abb-a483-33fd41787727-link\" aria-label=\"Jump to footnote reference 2\">\u21a9\ufe0e<\/a><\/li><li id=\"ffe214e2-a0d8-4569-97d9-00ec19e827b0\">Blanchett, David, and Michael Finke. \u201c<a href=\"https:\/\/hrs.isr.umich.edu\/publications\/biblio\/14233\">Guaranteed Income: A License to Spend.<\/a>\u201d Retirement Income Institute Research Paper No. 028-2024. Alliance for Lifetime Income, 2024. <a href=\"#ffe214e2-a0d8-4569-97d9-00ec19e827b0-link\" aria-label=\"Jump to footnote reference 3\">\u21a9\ufe0e<\/a><\/li><\/ol>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chart Your Retirement Journey A visual guide to your Wisconsin Retirement System benefits \u2014 pick a fictional career path below or fill out a single form to project your own path. Illustrative example Barbara Howard Milwaukee teacher \u00b7 retiring at 67 \u00b7 Annuitant&#8217;s Life option Age 60 Age 67 $52,600\/yr at 67 See full breakdown [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"iawp_total_views":2543,"footnotes":"[{\"content\":\"Constantijn, W. A. Panis (2004). <a href=\\\"https:\/\/www.aacg.com\/wp-content\/uploads\/2014\/09\/2004-Annuities-and-Retirement-Well-Being.pdf\\\">Annuities and Retirement Well-Being<\/a>. In <em>Pension Design and Structure: New Lessons from Behavioral Finance<\/em> (p. 259). Oxford University Press.\",\"id\":\"ce56d0f9-0da7-416a-b9f2-ea0055ceafb0\"},{\"content\":\"Larrain, B., Previtero, A., &amp; Severino, F. (2026). <em>The effect of annuities on longevity<\/em> (NBER Working Paper No. 35082). National Bureau of Economic Research. <a href=\\\"https:\/\/doi.org\/10.3386\/w35082\\\">https:\/\/doi.org\/10.3386\/w35082<\/a>\",\"id\":\"be8b160f-f757-4abb-a483-33fd41787727\"},{\"content\":\"Blanchett, David, and Michael Finke. \u201c<a href=\\\"https:\/\/hrs.isr.umich.edu\/publications\/biblio\/14233\\\">Guaranteed Income: A License to Spend.<\/a>\u201d Retirement Income Institute Research Paper No. 028-2024. Alliance for Lifetime Income, 2024.\",\"id\":\"ffe214e2-a0d8-4569-97d9-00ec19e827b0\"}]"},"class_list":["post-24","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"charles","author_link":"https:\/\/www.wiscalc.com\/author\/user"},"uagb_comment_info":0,"uagb_excerpt":"Chart Your Retirement Journey A visual guide to your Wisconsin Retirement System benefits \u2014 pick a fictional career path below or fill out a single form to project your own path. Illustrative example Barbara Howard Milwaukee teacher \u00b7 retiring at 67 \u00b7 Annuitant&#8217;s Life option Age 60 Age 67 $52,600\/yr at 67 See full breakdown&hellip;","_links":{"self":[{"href":"https:\/\/www.wiscalc.com\/wisconsin-retirement-calculator-oyfur0\/wp\/v2\/pages\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wiscalc.com\/wisconsin-retirement-calculator-oyfur0\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.wiscalc.com\/wisconsin-retirement-calculator-oyfur0\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.wiscalc.com\/wisconsin-retirement-calculator-oyfur0\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wiscalc.com\/wisconsin-retirement-calculator-oyfur0\/wp\/v2\/comments?post=24"}],"version-history":[{"count":130,"href":"https:\/\/www.wiscalc.com\/wisconsin-retirement-calculator-oyfur0\/wp\/v2\/pages\/24\/revisions"}],"predecessor-version":[{"id":680,"href":"https:\/\/www.wiscalc.com\/wisconsin-retirement-calculator-oyfur0\/wp\/v2\/pages\/24\/revisions\/680"}],"wp:attachment":[{"href":"https:\/\/www.wiscalc.com\/wisconsin-retirement-calculator-oyfur0\/wp\/v2\/media?parent=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}